Rates
Effective as of: 02/01/2026
| Services and Fees | |
| ACCOUNTS ON-LINE ACCESS | |
| CheckFree Bill Pay | |
| CheckView | |
| Mobile App for Smartphones (Touchbanking) | |
| Mobile Check Deposit Smartphones (Touchbanking) | |
| SHARE DRAFT (CHECKING) ACCOUNT - No monthly or yearly service charge | |
| Stop Payment (Per Item) | $25.00 |
| Cashier’s Draft (Per Item) | $ 5.00 |
| Non-Member Cashier’s Draft (Per Item) | $ 5.00 |
| Copy of Draft (Per Item) | $ 3.00 |
| Overdraft Transfer (Per Item) | $ 4.00 |
| Returned Draft (Per Item) | $32.00 |
| Balancing Draft Account | $15.00 Per Hour |
| (Checkbook must be left at Credit Union to be balanced) | |
| FRESH START SHARE DRAFT (CHECKING) ACCOUNT - $5.00 Monthly Service Fee | |
| Stop Payment (Per Item) | $25.00 |
| Cashier’s Draft (Per Item) | $ 5.00 |
| Non-Member Cashier’s Draft (Per Item) | $ 5.00 |
| Copy of Draft (Per Item) | $ 3.00 |
| Overdraft Transfer (Per Item) | $ 4.00 |
| Returned Draft (Per Item) | $32.00 |
| Per Hour Balancing Draft Account | $15.00 |
| (Checkbook must be left at Credit Union to be balanced) | |
| ATM/VISA DEBIT/CHECK CARDS | |
| Alliance One, Jeanie, and National CIRRUS. | |
| NSF (Per Item) | $32.00 |
| Overdraft Transfer (Per Item) | $ 4.00 |
| Reset or Change PIN | $ 5.00 |
| New/Replace/Reissue Card | $ 5.00 |
| Card Hold Release | $ 5.00 |
| INSURANCE BENEFITS OFFERED | |
| TruStage: | |
| - Automobile Insurance | - Home Insurance |
| - Accidental Death Insurance | - Life Insurance |
| Credit Life Insurance | on Loans (up to $30,000) |
| Credit Disability Insurance | on Loans (up to $40,000) |
| GAP Insurance | on Loans Processed by the Credit Union |
| NOTARY | |
| – No Charge to Members | |
| – Non-Member - $5.00 Fee | |
| MASTERCARD CARD OPTIONS | APPLY ONLINE - CARDS APPROVED AND MAINTAINED BY A THIRD PARTY |
| MASTERCARD SHARE SECURED | |
| VISA GIFT CARDS | $5.00 (Per Card) |
| DOMESTIC WIRE XFER - CUTOFF 2:30PM | $20.00 (Per Wire) |
| LOAN PROCESSING FEE | $50.00 |
| FILING FEE (SECURED LOANS) | $22.00 |
| EZ LOAN APPLICATION FEE | $20.00 |
NEW ACCOUNT REQUIREMENT IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all Financial Institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you:
When you open an account or
if you are
being added as a joint member on an account,
we will ask for your name, address, date of birth, and
other information that will
allow us to identify you. You
will need to present a photo ID with your current address
on it for proof of eligibility and minors will need their
Social Security Card. New accounts opened outside the
office will need to be notarized.