MessagePay

MessagePay: Your Convenient Loan Payment Solution

Lexington Postal Community Credit Union now offers MessagePay, a convenient, cost-effective tool for making loan payments quickly and avoiding late penalties.

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Effortless Mobile Payments

The MessagePay platform allows you to initiate payments swiftly from your mobile device through a simple text message, using any bank account. It ensures your payments are on time, especially when you're down to the wire on your payment deadline.

Avoid Late Fees

Save money and keep your account in good standing with MessagePay. The small $5.99 convenience fee applied to each loan payment via MessagePay is a cost-effective alternative to a $25 late fee. Enjoy peace of mind and financial flexibility when the need arises.

Fee-Free Alternatives

In order to avoid fees, if the account you're paying from is outside of Lexington Postal Community Credit Union, set up your payment through BillPay or look into a bank-to-bank transfer. If your account is with LPCCU, set up an automatic loan payment transfer.

Setting Up MessagePay

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How MessagePay Works

  • Once you sign up for Message Pay, you'll get a text message informing you of the amount due on your loan. You'll be able to review your payment options, or you can opt out of our text message service by texting “STOP.”
  • The link will take you to a portal where you will be asked to verify your account with your account number and date of birth.

When you verify your account for the first time, you'll have to set up the following:

  • 4-Digit PIN: Once you've entered your account number and date of birth, you'll be prompted to create a 4 digit pin. Store this information in a secure location; you'll need your pin number to verify future payments.
  • Preferred method of payment: To make a payment you will have to add a preferred form of payment in the portal. You can do this by selecting “Add New Debit Card” or “Add New Bank Account” which will prompt a secure website for you to input your information. If completed correctly, there will be a message stating “Payment Method Success” and you'll be redirected to the payment portal.
  • Once your account has been successfully verified, you'll be directed to the payment portal where you will be able to see all of your loans and will also be able to select your preferred payment method.

MessagePay Benefits

  • Transaction fee to use MessagePay is only $5.99.
  • Encrypted information guarantees your information is secure
  • Convenient ways to pay from an external account: text, website, adn online and mobile banking
  • Payments accepted from savings accounts, checking accounts, and credit cards
MAKE A LOAN PAYMENT