Did you know our members have access to a vast network of ATMs that are free of fees? Make free withdrawals from any Fifth Third Bank or Alliance One Network ATM. See locations at the links below. You can also get cash back by using your debit card when making a purchase at most retail establishments. 

Fifth Third Bank locations

Alliance One Network locations

LPCCU will never call, text, email or send you links to request your account number, debit card number, PIN, mobile/internet banking log-in, or personal information. We will also never contact you to request that you release a hold that has been placed on your account for safety purposes. If you receive a similar call, text or email, delete it immediately and call the Credit Union at (859) 252-5151 to report it. 

Have a high auto loan rate due to a low credit score? Let us help you save money. Regardless of your current rate, transfer your auto loan from another lender and we’ll finance it for 4.94% APR. Apply online now, or all 859-252-5151 for more info. Terms and conditions apply. Now through 9/30/2025. Rates are subject to change without notice.

>> Read testimonials of others who have saved big with our auto loan transfer special!

When someone disguises their phone number to appear as if it's from the Credit Union, it's called Caller ID Spoofing. Scammers use this technique to trick you into giving out personal information. 

How it works

The scammer uses spoofing technology to make it look like they're calling from the Credit Union. 

• They may pretend to be an employee.

• They may sound convincing and use the name of a person who works at Credit Union.

• They may claim there's suspicious activity on your account.

• They may ask you to provide personal information, send a payment, or reverse a payment. 

What they want

The goal of this scam is to steal your money or private account access information. 

How to avoid it

Don't fall for it. If you receive a suspicious call, you need to hang up and contact the Credit Union directly at 859-252-1551.

Our partnership with mortgage processor Servion allows us to offer a variety of mortgage options: from Conventional to FHA, VA, Non-Conforming, USDA, Jumbo, and Refinancing. Our offerings go beyond primary residences to include second homes and investment properties. View all of our mortgage offerings.

Members can fill out an application online anytime and expect contact from a representative within 24 hours of submission. When you visit the website, you will notice the Lexington Postal Community Credit Union logo next to the Servion logo at the top of the home page. If you see our logo, you know you're in the right place. 

You will be prompted to create an account before applying. 

Your assigned loan officer is Derek. Please include this when filling out the application.

Apply Now

Manage Your Accounts from Your Mobile Device

Download the LexPCCU mobile app on your phone or tablet to get started!

Available on both the App Store and Google Play. 

Manage your bank accounts on the go

Access your accounts when and where you want from the palm of your hand. The LexPCCU mobile app is fast, secure and allows free access to your accounts anytime, anywhere. You can complete everyday banking tasks at home or on the go:

Check account balances
Know exactly how much money is in your account (and when it's there) with real-time updates.

Make deposits
Deposit a check in just a couple of snaps using your smartphone or tablet. Checks deposited by 2 PM post on the same day at 4:30 PM. After 2 PM, checks post the next business day at 4:30 PM. Maximum check amount for mobile check deposit is $2,500. 

Pay bills
Never visit a biller's site again to pay a bill; do it all from the palm of your hand.

Split costs with friends
Send and receive money quickly with Zelle. You must be enrolled in BillPay to use it. 

Transfer funds
Quickly and easily move money between accounts.

Review transactions
Keep tabs on your money movement from anywhere with real-time updates.

Monitor fraud
Catch and report fraudulent charges quickly. We may notify you of unusual card activity.

Control your card
Turn cards off and on, add alerts, set spending limits or adjust your location for travel.

Locate ATMs and branches
Use the locator in our app to find a branch or ATM near you.

Review account history
Conveniently review transactions from one spot.

And more!

Download on the App Store or get it on Google Play. 

Data charges may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc. All rights reserved. Copyright ® 2024 Lexington Postal Community Credit Union

Lexington Postal Community Credit Union
124 Louie Place 
Lexington, KY 40511-2065
(859) 252-5151

Federally insured by the National Credit Union Administration (NCUA).

Use Your Card. Get Rewarded.

Choose the Lexington Postal Community Credit Union credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card.

1. Classic Credit Card: Classic Credit Card makes everyday purchases more rewarding with cash back¹.

Rewards

2. Ultimate Credit Card: Turn everyday purchases into rewards that you can redeem for gift cards and merchandise.

Rewards

3. World Credit Card: Create share-worthy experiences with added card benefits and rewards.

Rewards

4. World Elite Credit Card: Travel like a VIP with amazing card benefits and rewards.

Rewards

For rates and fees* associated with the use of these cards, click here.

Mastercard^® Benefits

Online and Mobile Card Management

Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

Disclosures:

*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit https://apply.creditcardservices.com/credit-card?fi=lexingtonpostal and refer to the disclosures accompanying the credit card applications.

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.

Have a high auto loan rate due to a low credit score? Let us help you save money. Regardless of your current rate, transfer your auto loan from another lender and we’ll finance it for 4.94% APR. Apply online now, or all 859-252-5151 for more info. Terms and conditions apply. Now through 9/30/2023. Rates are subject to change without notice.

Join our Pet Food Drive for Lexington Humane Society through May 31.

Wish List

Drop off donations to 124 Louie Place during business hours and be entered to win a new grill valued at $249. Cash and credit card donations accepted. No rawhide, please.

Our Auto Loan features rates as low as 2.99% APR Base Rate on new and used vehicle purchases. Talk to us BEFORE you shop. We help our members save thousands on vehicle purchases every year. Don't delay! Now through 3/31/2022. Rates are subject to change without notice.

Click here to apply.

Check balances, move money, pay bills, and deposit checks with LPCCU online and mobile banking. Remember, checks may be up to $2,500 for mobile deposit, and must be in by 2 PM to qualify for same day credit. Instructions are here.

March 23, 2020 – In an effort to protect our Staff and Members from exposure to the COVID-19 virus, our lobby will be open for appointments only. 

We encourage you to use the drive-up window at 124 Louie Place whenever possible. You can be assured, your Credit Union will continue operating as normal—just with limited access. In addition, we are available via phone at 859-252-5151, email, and even with the Send Message button on our Facebook page.

Thank you for your patience and understanding as we do our part to keep everyone safe.

The 30th annual Letter Carriers’ Stamp Out Hunger® Food Drive is back after a two-year hiatus! We have a collection bin in our lobby for anyone who would like to donate beforehand. The food donated during this drive is always a huge blessing to our community food banks and its absence over the last two years has been felt. If you don't wish to drop off, remember to place non-perishable items at your mailbox for collection by your letter carrier on Saturday, May 14, 2022.

Join us for our 96th Annual Meeting on Tuesday, May 13 at 6:30 PM over Zoom. You can log in from your computer, phone, or tablet. Each member who registers will be emailed a link to join.

LPCCU members will vote to fill one open board position. Board terms are for three years and meetings are held monthly. Nominations for board members must be received by close of business on May 5 via email to lexpccu@LexPCCU.com.

Following the business meeting, there will be a raffle drawing for $50. Each attendee will receive a $15 Chick-fil-A gift card and a door prize, both available for pick up at 124 Louie Place on Wednesday, May 14.

Primary Members only may register online. Call 859-252-5151 for assistance.