Accounts

Share Savings Account

 A Share Savings Account is your first step toward membership with our credit union—and a simple way to start building your savings. A minimum deposit of $20 is required to open and maintain your membership account.

Your Share Savings Account can also be linked to your Share Draft Checking Account to help prevent overdrafts.

Whether you're saving for a future purchase, an unexpected expense, or simply building good financial habits, we encourage you to make regular deposits and watch your savings grow. You can add money to your account through direct deposit, payroll allotment, by mail, in person at the credit union, or you can also set up an automatic transfer from any of your Credit Union accounts to make saving easy and consistent. Your savings are federally insured by the NCUA.

Special Share Savings

A Special Share Savings Account is a simple way to set money aside for a specific goal. Whether you're saving for education, a vehicle, a child, a special purchase, or another important expense, keeping these funds separate can make it easier to stay on track.

Deposits can be made in person, by mail, through payroll allotment, or you can also set up an automatic transfer from any of your Credit Union accounts to make saving easy and consistent. Your savings are federally insured by the NCUA.

Share Draft Checking Accounts

Enjoy the convenience of a traditional checking account with the benefits of credit union membership. Our Share Draft Checking Accounts have no minimum balance requirement and no monthly service charge to maintain your account.

Access your money when you need it using checks (share drafts), ACH transactions, or your debit card. Manage your account wherever you are with online and mobile banking, mobile deposit, bill pay, and convenient e-statements.

Whether you're paying everyday expenses, setting up automatic payments, or managing your monthly budget, Share Draft Checking gives you convenient access to your money without monthly maintenance fees.

Fresh Start Share Draft Checking

Everyone deserves an opportunity for a fresh start. Our Fresh Start Share Draft Checking Account is designed for members who have previously had a Share Draft Checking Account closed by LPCCU and would like the opportunity to establish checking services with us again.

The account requires a minimum balance of $25 and has a $5 monthly maintenance fee. Members who maintain their account in good standing may be eligible to convert to a regular Share Draft Checking Account after one year.

 Fresh Start Share Draft Checking provides the same convenient access and services you expect from LPCCU, including a debit card, online and mobile banking, mobile deposit, bill pay, e-statements, checks, and ACH transactions.

It’s a simple way to move forward, manage your money, and build a positive checking account relationship with LPCCU.

Vacation Club

Love to travel? Start saving for your next adventure with our Vacation Club Share Savings Account. Set money aside throughout the year so you can enjoy your getaway without putting the entire expense on your regular budget.

Deposits can be made in person, by mail, through payroll allotment, or you can also set up an automatic transfer from any of your Credit Union accounts to make saving easy and consistent.

A minimum deposit and maintained balance of $20 is required to open and maintain the account. Your savings are federally insured by the NCUA.

Christmas Club

Love the holidays but dread the expense? Start saving a little each pay period with our Christmas Club Share Savings Account and make holiday shopping easier on your budget.

Set money aside throughout the year so you're ready when the holiday season arrives. You can make deposits in person, by mail, through payroll allotment, or you can also set up an automatic transfer from any of your Credit Union accounts to make saving easy and consistent.

A minimum deposit and maintained balance of $20 is required to open and maintain the account. Your savings are federally insured by the NCUA.

Traditional Individual Retirement Account (IRA)

 A Traditional IRA can help you save for retirement while offering potential tax advantages along the way. Contributions may be tax-deductible, depending on your individual circumstances, and earnings can grow tax-deferred until you withdraw them.

A Traditional IRA can be a valuable part of your long-term retirement savings strategy, helping you build toward the future while taking advantage of available tax benefits.

Tax treatment and contribution limits may vary based on your individual circumstances. Please consult a qualified tax or financial professional for advice specific to your situation.